Learn About Preventive Care

Take advantage of your FREE preventive care benefits for better health—and health care savings.

All of our medical plan options cover routine preventive care services at 100% when you use an in-network provider. 

Many serious health problems are preventable if caught early. Many problems that start as small health issues that are easy to ignore can turn serious if they go undetected and untreated. Getting regular preventive care is crucial. Doctors can catch things that you might overlook, but could really be putting your health at risk.

Not all preventive care is recommended for everyone, but you can use United Healthcare's Preventive Care Checklist to find out what services are covered at 100% for you and your family. Preventive care services may include, but are not limited to:

Children

  • Well baby care
  • Annual physicals
  • Immunization
  • Medical/family history and physical exam
  • Blood pressure checks
  • Vision screening

Females

  • Pap tests
  • Mammograms
  • Annual physicals
  • FDA-approved contraception
  • Immunizations
  • Colonoscopy
  • Medical/family history and physical exam
  • Blood pressure checks
  • Cholesterol (total and HDL)
  • Diabetes mellitus: baseline for high-risk individuals

Males

  • Colonoscopy
  • Prostate cancer screening
  • Annual physicals
  • Immunization
  • Medical/family history and physical exam
  • Blood pressure checks
  • Cholesterol (total and HDL)
  • Diabetes mellitus: baseline for high-risk individuals

Preventive Care vs. Diagnostic Care

It is very important to know the difference between preventive and diagnostic care. Preventive care helps protect you from getting sick. Diagnostic care is used to find the cause of existing illnesses. In order for preventive care to be covered at 100%, it must meet federal guidelines based on the age and gender of the patient, and frequency of the testing. For example, if your doctor wants you to get a colonoscopy because of your age, and you are within the age group for whom a colonoscopy is recommended as preventive care, it is covered 100% when you see an in-network provider. However, if a condition is identified and requires additional testing, it becomes a diagnostic procedure.If your doctor wants you to get a colonoscopy because you’re having symptoms of a problem, like pain, that is also considered diagnostic care and charges will be incurred.